FAQ
What does Sunset loans offer?
Loans for any purpose from £1000 - £500,000 any term from 3 - 25 years.
- We offer a wide range of loan and mortgage products and providers.
- Fast, free quick and professional service.
- All in plain English and jargon free.
- Immediate decision in principle.
- We are here to help you, and will supply you with free no obligation quotations.
What Do I Do Next?
- Visit the type of loan or mortgage you are looking for on our site,review the information we have provided.
- Take a few moments to complete our short enquiry form, then submit a fully completed and accurate enquiry form to us so that we can get an immediate in principle decision for you.
- We will put you in contact with the loan or mortgage providor that should be able to help you with the finance you require
Why Choose Sunset loans?
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Borrow £1,000 to £500,000 |
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Borrow over 3 to 25 years |
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Jargon free and all in plain English |
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Immediate decision in principle |
Frequently Asked Questions
What can I use my loan for?
You can use your loans for any legal purpose. Buying a new car, home improvements, consolidating existing credit and much more.
Can I get a loan even if I don’t own my own property?
Yes we can still help you with an unsecured loan if you are a home owner or a tenant.
I have little or no equity in my property can I still apply for a loan or mortgage?
Yes you can. There are lenders that we can put you in touch with that will allow you to lend up to 125% of the property value, subject to that particular lenders terms and conditions.
Will it cost me anything to apply for a loan or mortgage?
No, we do not charge any fees for our services, nor do any of our lenders for an in principle decision or quotation. All our lenders and providers want you to make an informed choice and will provide you with a no obligation quotation.
I am worried being made redundant and getting ill and not being able to pay for my loan?
There is no need to be concerned. In the majority of cases, our customers take advantage of a Payment Protection plan offered by our lenders and providers. These plans are available to protect you in the event of long term sickness, accident or redundancy which could mean you're not able to continue repayments. Ask the lender for details.All plans are subject to status.
Can I repay my loan or mortgage early?
Yes you can, but this will be subject to the lenders terms and conditions and there may be an early repayment fee or charge.If you can afford to repay the loan or mortgage before the anticipated completion date, this will save you interest in the long term. Your lender can provide you with full details.
If I am self employed can I still get a mortgage or loan?
Yes you can and don't worry if you can't provide a full 2 years accounts, many of our lenders offer other options to prove your income.Some of our lenders and packagers are experts in dealing with clients that are self employed.
I have had credit problems in the past can you still help me?
Yes in the majority of cases we can, we have all paid a credit card bill late or a direct debit has not gone out as we expected. Also things that happen in our life can change how our credit rating is seen, this could occur possibly after the break up of a relationship, sickness or even redundancy.This could mean a payment may have been missed or paid late for a legitimate reason. We can help you to find the loan or mortgage you require even if you have poor credit rating, have a county court judgment, arrears or a default registered against your name. All our quotations are free and you are under no obligation and in the majority of cases our lenders are able to say yes